Owner pay

Do you reinvest all your earnings back into the business or take some as personal income?

Most vendors do a combination of both.

Reinvesting supports growth, but taking some personal income helps prevent burnout. A common approach is to split profits into buckets — reinvestment, personal pay, and savings — rather than choosing one or the other.

The exact balance often shifts as the business matures.

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Do you pay yourself a regular “salary” from your business? Do you set aside a portion of each sale for taxes or big expenses?

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