How do you financially handle a large one-time purchase (new equipment, trailer, etc.)?
Plan the full cost, save when possible, and only finance what your cash flow can comfortably support.
Large purchases like equipment, trailers, or display upgrades start with a full cost estimate — taxes, accessories, delivery, and setup — so there are no surprises.
Save first when you can
If timing allows, set aside part of each market’s profit until you reach the target. Even small weekly contributions add up and avoid interest.
Use financing cautiously
When you can’t wait, consider short-term loans, equipment financing, or low-interest credit offers. Make sure the monthly payment fits your existing cash flow without relying on unusually high sales.
Try before you commit
Renting or leasing temporarily lets you test whether the gear truly improves efficiency or sales before owning it outright.
Confirm the benefit
Estimate how the purchase will help — more markets, faster setup, or increased production. If the benefit isn’t clear, delay until you’re confident.
Keep receipts and notes. Thoughtful pacing keeps big purchases from creating cash flow stress.
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