How do you handle mobile payments like Venmo/Cash App?
Treat mobile app payments like cash: log every sale, move money to your business account, and know the fees.
Mobile payment apps are convenient, but they require extra tracking. Treat every payment like cash by logging the sale details yourself — date, amount, and item — because the apps don’t provide full merchant reports.
Keep money in business channels
Use business profiles when possible and transfer balances to your business account regularly. Leaving funds in personal app balances makes income easy to miss.
Watch fees and limits
Each platform has its own fees and transfer limits. Factor them into pricing and move money out daily to avoid holds. Post clear signage so customers know you accept these payments.
With disciplined recordkeeping, mobile payments add convenience without sacrificing visibility into your sales.
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