Short-term funding

I’m short on funds to buy materials for a big order or upcoming show – any suggestions?

Ask for supplier flexibility and pre-sell orders first; use loans or credit only as a short-term bridge with a clear payoff plan.

Negotiate with suppliers first—ask for deposits or payment plans. Pre-sell products or take customer deposits to raise cash upfront and reduce risk. If that’s not enough, consider SBA microloans (often 8–13% interest) or a small line of credit as a last resort, with a clear repayment plan.

Use credit cautiously

Business credit cards or lines of credit can bridge a gap only if you can pay them off quickly. Avoid high-interest debt unless the order profit clearly covers the cost.

Cut costs and boost cash

Pause nonessential spending, reuse materials, and run a quick online sale or workshop to raise funds. Treat any borrowing as temporary and budget repayment from the confirmed order or event revenue.

Vorbiz feature graphic

Stop Guessing. Start Growing.

Stop waiting until the end of the month to see if you made money. Get instant clarity on every sale, even without Wi-Fi.